If you are looking for the average settlement permanent partial disability (PPD) then this is the correct place to be.
Very often, workers’ compensation cases are due to temporary injuries they sustain. Perhaps, due to your injuries, you cannot go to work for a few weeks or months, but eventually, you can.
However, there are cases when workers’ physical condition is far too severe for them to return to normal. Such patients are eligible to file for Permanent Partial Disability (PPD).
How PPD Works For Workers’ Compensation
Permanent Partial Disability (PPD) is the payment that workers with permanent injuries receive. These injuries may leave one entirely unable to do the work that they are trained for. However, workers’ compensation can provide regular support for these type of injuries.
This becomes confusing when anyone struck with PPD can’t continue to work in the same capacity as before, but can transfer his skills or move over to another profession despite his injury. For instance, if a construction worker’s leg is crushed in an accident at a construction site. He may be unable to work in this field again due to the condition of his leg. However, he could get a desk job in any other field despite being unable to do much with his injured leg.
In such a scenario, Social Security will be reluctant to pay him disability benefits. This is where workers’ compensation steps in to provide him the succor he needs.
How Does Workers’ Compensation Help?
If an injured person cannot get a job of his training and experience after experiencing severe injury, he may be forced to accept a low-paying one. His needs may not be met by this job, so workers’ compensation will step in to pay the difference amount.
How To Calculate Workers’ Compensation With PPD
After one has received the maximum medical treatment and if his injury still exists as “partial in character and permanent in quality,” he or she is entitled to compensation, given in weeks of compensation.
For compensation, a table of body parts have been devised and the number of weeks of compensation set against it. The employer or insurer doesn’t pay the employee the full salary for the compensable weeks but only a small percentage of the average weekly wage (AWW) proportionate to the former.
Workers’ Compensation Injury Table—A Sampling Guide
Thumb: 100 weeks
Fingers: 25-40 weeks
Great Toe: 40 weeks
Other toes: 10 weeks
Calculating Partial Disability
There are three levels of injuries:
- First tier: The injured person gets under 75 compensable weeks for minor disability. He gets 1/3 of injured workers’ AWW, not exceeding $168 per week.
- Second tier: The injured person gets between 75 and 249 compensable weeks. He gets 2/3 of injured workers’ AWW, not more than $335 per week.
- Third Tier: The injured worker gets a maximum of 250 or more compensable weeks. For serious disability, he is paid 2/3 of injured workers’ AWW, but not exceeding $754 per week.
How To Calculate PPD Amount In Workers’ Compensation
To calculate the amount of PPD a worker will get, one must first calculate his AWW, followed by the number of compensable weeks he is eligible for. Next, a hearing is set up to find out the final injury percentage. The AWW he’s eligible for is then calculated. Lastly, that percentage is multiplied by the number of compensable weeks he’s eligible for. From this, his attorney’s fees are subtracted and the balance is given to him.
At the end of so many calculations, how much falls in the laps of employees is left to be seen? Whatever one receives can’t compensate for the amount of physical pain, absence from work, or the need to find another job as soon as possible.